First Front Door
What is First Front Door (FFD)?
First Front Door helps by providing a down payment and closing cost assistance to those who are eligible first-time home buyers. With a minimum of a $1,500 towards down payment & closing costs, homebuyers can qualify for up to a $15,000 FFD grant.
Applications accepted beginning April 22nd, 2025.
What is First Front Door Keys to Equity Fund (KEYS)?
To expand access to homeownership opportunities for minority and first-generation first-time homebuyers, the First Front Door Keys to Equity fund was established. With a minimum of a $1,000 towards down payment & closing costs, homebuyers in the keys program can qualify for up to a $20,000 FFD grant.
Applications accepted beginning March 18th, 2025.
Do I Qualify?
Each prospective homebuyer must:
Be a First Time Homebuyer
Not owned an eligible property used as your primary residence in the last 3 years.
Contribute to Costs
- FFD,ย a minimum of $1,500.
- KEYS,ย a minimum of $1,000.
Be Income Eligible
Please work with your lender to identify your income limits.
Homeownership Counseling
Complete at least four hours of homeownership counseling from an approved counseling agency prior to the purchase of the home.
Approved Documents
Homebuyer must have valid pre-approval or pre-qualification, or other FHLBank-approved documentation, for a mortgage through the member institution at the time of the reservation approval.
(For FFD Only)
Retain the home for five years from the loan closing date in order to keep the full amount of the grant, otherwise some of the grant subsidy may need to be repaid.
