Family Budget Starter Plan (Simple and Realistic) If you’ve ever made a budget that looked perfect on paper—and then completely fell apart by week two—you’re not alone. Most budgets fail because they’re too detailed, too strict, or too disconnected from real life. A better approach is a budget that’s flexible, easy to [...]
Not-so-fun fact: In 2023, online payment fraud led to global losses of over $48 billion, with North America being the hardest hit, responsible for 42% of those losses. The main culprits? A vast volume of data breaches and the broad availability of stolen credit card information. As online shopping continues to grow, so do the [...]
Traveling offers us all the opportunity to unplug from daily routines, and according to an annual summer travel survey, roughly half the country intends to shell out on airfare and hotel accommodations this season. If you’re making plans, it’s important to protect your finances to ensure a stress-free and enjoyable travel experience. Here are our suggestions.Notify [...]
Independence has unique context and meaning for each of us. Regardless of what label best fits this particular stage in your life—employee, parent, student, teacher, or traveler—having a sense of financial safety makes a big impact on the quality of our life. We all deserve to feel secure in our financial future. If you’re [...]
If you suspect elder abuse has been or is being committed, visit the National Center on Elder Abuse (NCEA) and contact the appropriate authorities in your area. Here’s a sobering statistic: Americans over the age of 60 lose an estimated $23.8 billion annually to elder financial exploitation (EFE) according to the American Association of Retired [...]
Amidst juggling work, household chores, and other responsibilities, imparting valuable money lessons can sometimes take a backseat for busy parents. The good news? You have help! There are lots of great reads out there covering everything from building a budget to early investing. Check out this reading list for young children, tweens, and teens, [...]
4 Tips to Jump-Start your Savings Plan Whether it’s the struggle of delaying immediate rewards for greater benefit in the future, or an unexpected expense, people looking to build a successful savings habit often run up against very real challenges. To help manage these realities, here are four [...]
The 5 Factors That Affect Your Credit Score Whether you're looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people meet their financial goals. Here, we'll break down the 5 factors that [...]
Like everything else, the pandemic greatly impacted driving habits. Workers who once had long commutes and drove to work every day suddenly found themselves working remotely. […]
For many credit union members, a savings account is a formality. They know, in theory, that saving is important. Maybe they got a bonus at work and stuck $50 in a savings account. […]
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