Predicting exactly what your retirement will be like is about as possible as a meteorologist predicting the weather correctly every single time. In fact, few retirees find their financial futures playing out precisely as they assumed. But, understanding some of the more common assumptions about retirement may help you get closer to your [...]
Much is written about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Some classic financial missteps have been known to plague retirees, too. Calling them "missteps" may be a bit harsh, as not all of them represent errors in judgment. Either way, becoming aware of these potential pitfalls may [...]
Taking withdrawals from a traditional portfolio exposes fixed-income investors to “sequence of returns” danger. In other words, experiencing negative returns early in retirement can deplete your portfolio more quickly than expected and potentially undermine the sustainability of your assets. So you may want to consider a couple of strategies to help manage this [...]
As interest rates increase and prices for everyday items continue to move higher, many people are looking to make their money go farther, save more, or make their financial life easier. You might also look to manage consumer debt as part of your overall financial picture. A financial life hack [...]
As we welcome the arrival of fall and the 2023/24 school year, it’s worth acknowledging that many of us may be experiencing the Summer Blues as the result of high interest rates and historical inflation. In 2023, you might have felt forced to choose between making new vacation memories or sticking to a strict budget. [...]
As one of the most popular months to tie the knot, September can be a spendy month for couples saying “I Do.” According to the matrimonial number crunchers over at The Knot, 43% of 2022 weddings took place between September and November, with the average wedding costing $30,000. And then there’s [...]
The Pennsylvania Housing Finance Agency’s “Building Your Financial House” (BYFH) is a comprehensive financial education dedicated to help participants build a strong financial foundation and a brighter future! Think financial education is boring and just about budgeting? The program uses simple language, real life examples, tools for practicing financial skills, and FUN to [...]
Life can be unpredictable and challenging at times, and missing a car payment might seem tempting as a temporary solution. GreenPath’s financial experts often talk to people on this bumpy road. During the call, counselors emphasize the importance of staying on track with car payments. Making regular, on-time car payments [...]
"If the current annual inflation rate is 3 percent, why do my bills seem like they're 10 percent higher than last year?"1 Many of us ask ourselves that question, and it illustrates the importance of understanding how inflation is reported and how it can affect investments. What [...]
If your family relies on your income, it's critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. In fact, according to a 2023 study conducted by Life Happens and LIMRA, which closely follows life insurance [...]
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