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So far Marketing has created 106 blog entries.

How Income Taxes Work

Taxpayers and businesses spend an estimated 7.9 billion hours a year complying with tax-filing requirements, which is worth $413 billion in economic value just to comply with tax regulations.1 As complex as the details of taxes can be, the income tax process is fairly straightforward. However, the majority of Americans would rather not spend [...]

By |2025-03-27T09:42:31-04:00March 27th, 2025|Investment Center|0 Comments

Three Key Questions to Answer Before Taking Social Security

Social Security is a critical component of the retirement financial strategy for many Americans, so before you begin taking it, you should consider three important questions. The answers may affect whether you make the most of this retirement income source. When to Start? You have the choice of 1) starting benefits at age 62, [...]

By |2025-03-27T09:42:25-04:00March 27th, 2025|Investment Center|0 Comments

Understanding Marginal Income Tax Brackets

By any measure, the tax code is huge. It is over 2,000 pages long, and even longer with footnotes.1 And almost weekly, the Internal Revenue Service publishes a 10- to 50-page bulletin about various aspects of the tax code.2 Fortunately, it’s not necessary to wade through these massive libraries to get a basic understanding [...]

By |2025-03-27T09:42:14-04:00March 27th, 2025|Investment Center|0 Comments

What If Your Kids Decide Against College?

As a parent or grandparent, you may have diligently saved money in a 529 account to help fund your child's or grandchild's college education. But what happens if they decide college isn't the right path for them? It's a valid question that many families are facing as more and more people choose alternatives to [...]

By |2025-02-25T10:10:43-05:00February 21st, 2025|Investment Center|0 Comments

New Retirement Contribution Limits for 2025

The Internal Revenue Service (IRS) has released new limits for certain retirement accounts for the coming year. Keep in mind that this update is for informational purposes only, so please consult with an accounting or tax professional before making any changes to your 2025 tax strategy. You can also contact your financial professional, who [...]

By |2025-02-25T10:10:50-05:00February 21st, 2025|Investment Center|0 Comments

Where Will Your Retirement Money Come From?

What workers anticipate in terms of retirement income sources may differ considerably from what retirees actually experience. For many people, retirement income may come from a variety of sources. Here's a quick review of the six main sources: Social Security Social Security is the government-administered retirement income program. Workers become eligible after paying Social [...]

By |2025-02-25T10:11:07-05:00February 21st, 2025|Investment Center|0 Comments

How the SECURE Act 2.0 Changed RMDs

In the final days of 2022, Congress passed the SECURE Act 2.0, a new set of rules designed to help investors who wanted to contribute to retirement plans. Many of these changes were intended to give investors more flexibility and new ways to enhance their retirement strategies. It was a follow-up to the Setting [...]

By |2025-02-25T10:11:12-05:00January 5th, 2025|Investment Center|0 Comments

Can I Create a Roth if I’m Over the Income Limit?

Yes, you might be able to create a Roth individual retirement account (IRA) if you’re over the income limit. This strategy involves converting a traditional IRA to a Roth IRA. The idea, often referred to as a “backdoor Roth conversion,” is sometimes used by individuals whose incomes exceed the current limits for direct Roth [...]

By |2025-02-25T10:11:18-05:00January 5th, 2025|Investment Center|0 Comments

Retirement Strategy After a Job Loss

Few events are more stressful and disruptive than an unexpected job loss or layoff. For many, it’s a hit not just to finances but also to confidence and sense of self. You're not alone if you’ve been laid off—or if the idea is an all-consuming concern. According to a November 2024 MarketWatch survey, 70% [...]

By |2025-02-25T10:11:24-05:00January 5th, 2025|Investment Center|0 Comments

A Checklist for When a Spouse or Parent Passes

When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. There are arrangements to be made, things to be taken care of – and in recognition of this reality, here is a checklist that you may find useful at such a time. [...]

By |2025-02-25T10:11:29-05:00December 3rd, 2024|Investment Center|0 Comments